Boat Insurance Tip No. 5: Lowering Your Premium
In this series on boat insurance, BoatingLocal consulted with Jay Kay, president of Stafford Marine Insurance (a BoatingLocal sponsor), who listed 2 ways that boaters can lower their monthly premiums.
Kay notes that many boaters fail to realize that their driving record can affect their boat-insurance policy, so one way to lower your premium is to avoid any motor-vehicle violations. “Your driving record is very important,” says Kay. “A clean record will result in a lower premium.”
Depending on your underwriter, taking an approved safe-boating course or earning your captain’s license may also lower your premium, but only if you bring it to the attention of your agent and have all the necessary documentation.
Related:
Boat Insurance Tips from Stafford Marine Insurance
Contact Information
Stafford Insurance
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About the Author
Tom Richardson is the co-director and host of BoatingLocal. Before that he served as the editor of Northeast Boating from 2005 to 2009, and as managing editor of Salt Water Sportsman magazine from 1995 to 2004. He lives, boats and fishes in southeastern Massachusetts with his wife and three kids.
